The shared financing structure of an SBA 504 loan makes an ideal solution for business lending. The long-term, fixed-interest loan rate puts financing within reach for businesses that may not qualify for a conventional loan. ELCDC partners with banks and other third-party lenders to secure leveraged financing of assets. Contact us and start offering the advantage of the SBA 504 program to your clients today.

Benefits for Lenders

• Lower loan to value ratio, typically 50%
• Lower credit risk
• Lower reserve requirements
• Community Reinvestment Act (CRA) credits
• Strengthen core earnings
• Assist more customers
• Fast approval, we pre-qualify applicants
• ELCDC does the SBA paperwork!